A home is being rented during tough economic times.

Should I Rent or Buy a Home?

Many people believe buying a home is a good investment and that it is always a better financial decision than renting. That might not be true in all cases. There are times when renting can be smarter than buying. The main argument for buying a home is that it is an investment. However, the Washington

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Should We Get a Joint Credit Card?

October 14, 2016

When you get married, most things become a “joint” effort. You likely live together, share possessions and may even raise children togethe..

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Credit Score vs. Credit Report – Which Is More Important?

October 4, 2016

Gaining a clear understanding about credit scores and credit reports can be difficult, and this lack of clarity is not accidental. The companies that..

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What Is The Difference Between Credit Cards And Debit Cards?

September 19, 2016

At a glance, debit and credit cards look exactly the same. They both have the identical number of digits, are the same size, carry the same identifyin..

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** Note: Shallow depth of field

Which Credit Cards Help Authorized Users Build Credit?

September 9, 2016

If you are trying to build or rebuild your credit, obtaining a credit card can be the best way to increase your score. However, if you do not have a s..

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How Can I Improve My Credit?

September 2, 2016

In a finance-driven world, having a low credit score can really hurt you, especially if you are in the market for a home, car or credit card. The good..

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How to Maximize Credit Card Benefits

August 23, 2016

Many credit cards offer some very attractive rewards. The challenge is knowing how to get the most out of your credit card rewards program. Making jus..

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What To Look For In A Secured Credit Card

August 11, 2016

Without a line of credit, it is impossible to build or rebuild your credit. Checking accounts and debit cards will not help because a financial inst..

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Using Credit Cards to Build Credit

August 6, 2016

While many people see credit cards as the path towards fiscal irresponsibility, they can actually help you build business and personal credit. To reap..

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Do Credit Cards Expire on the First or Last Day of the Month?

July 23, 2016

On the front of every debit and credit card is an expiration date. Usually, this date is simply the month and the year, which leaves users to ponder: ..

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How Do Credit Card Companies Verify Income?

July 11, 2016

Income can fluctuate. While some people earn a consistent annual income, others may receive bonuses, overtime or work non-traditional, freelance jobs...