A home is being rented during tough economic times.

Should I Rent or Buy a Home?

Many people believe buying a home is a good investment and that it is always a better financial decision than renting. That might not be true in all cases. There are times when renting can be smarter than buying. The main argument for buying a home is that it is an investment. However, the Washington

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Do Credit Cards Get Cancelled If Not Used?

January 9, 2017

Since your credit card has an expiration date, you may worry that it will get cancelled if you are not using it. While this is a concern to keep in mi..

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Avoid Cash Advances on Your Credit Card

January 5, 2017

If you are running low on cash, it may be tempting to use your credit card at an ATM or try one of the convenience checks included with your credit ca..

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How Your Credit Score is Calculated

January 3, 2017

Your credit score is a three-digit number that can make or break your financial future. It represents your payment history and helps potential lenders..

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What Is the Best Way to Use Credit Card Rewards?

December 21, 2016

There are a number of options when you begin earning a large number of rewards points on your credit card, and you may be unsure as to which option is..

Shot of a female juice bar owner taking payment from customer. Female customer paying for juice with credit card.

How Do Credit Cards Help Build Credit?

December 15, 2016

When people think of credit cards, they often think of “debt” and forget that they are called “credit” cards. When used correc..

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What Is the Best Way to Consolidate Credit Cards?

December 5, 2016

If you have several credit card balances, paying all of them can be difficult. To make your life easier, you may want to consider consolidating your d..

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Benefits of Credit Cards over Debit Cards

November 22, 2016

The terms “debit card” and “credit card” sometimes seem to be used interchangeably; however, there are major differences betwe..

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Common Mistakes for First-Time Credit Card Customers

November 14, 2016

Receiving a credit card is a major first step in your financial life, but it can also take you down a road of debt if you do not use your card respons..

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What Affects Your Credit Score?

November 3, 2016

Knowing what factors affect your credit score is a bit like knowing what questions will be on an important exam. If you know what will be asked, you w..

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How Long Does It Take to Receive a New Credit Card?

October 27, 2016

Being without a credit card can be a major hassle, so it can be stressful waiting to receive a new or replacement card in the mail. Exactly how long ..