Background with money american dollar bills credit card and black calculator. Cash money.

Are Balance Transfers Worth It?

Many Americans regularly receive offers from credit card companies, which offer 0% interest rates on balance transfers. These offers look tempting, but are they worthwhile? Balance transfers can be a good way to save money on interest charges. However, they could also be an expensive way of moving debt from one card to another if


young couple worried home in stress sitting at living room couch accounting debt bills bank papers expenses and payments feeling desperate in bad financial situation

Paying Off Credit Card Debt–A Great “Investment” You Can Make

July 6, 2016

We all know it is smart to invest money, because it generally grows over time, which can bring us long-term profits. When we think of investments, sto..

Close-up Of A Businessman's Hand Avoiding Credit Card

How to Close a Credit Card Account

June 24, 2016

Many people cut up their credit cards to stop themselves from using them, but it is important to remember that this does not close the account. To do ..

Credit Card Phone Woman

How Long Does It Take For A Credit Card To Build Your Credit?

June 16, 2016

Building or rebuilding your credit can seem to take an eternity when you are desperate for a higher score. One of the fastest ways to raise your scor..

water drops on a credit card abstract backgrounds

Do Credit Cards Work After Getting Wet?

June 3, 2016

Anyone who has ever dropped their cell phone in a body of water knows how quickly this will kill the device. Electronics and water just do not mix. ..

No Credit Score Debt Deny Concept

Is No Credit Worse Than Bad Credit?

May 25, 2016

Many believe that “bad” and “no” credit are the same thing, but this is a myth, as both send a different message to creditors...

prepaid-e1474319036746

Prepaid Debit Cards – How They Work and Why People Use Them

May 8, 2016

Recent studies indicate that 23 million American adults use prepaid cards daily, and the Consumer Financial Protection Bureau believes the amount put..

Young man holding credit card on blue background

Special Benefits of a Prepaid Card

May 2, 2016

While anyone can obtain a prepaid card, many believe they can only be used as gifts or are only for those who cannot qualify for a credit card. Howev..