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4 Things You Didn’t Know Depend On Your Credit Score

For most people, their credit score is simply related to their credit card limits and interest rates. However, your score affects more than your ability to obtain and use credit cards. In fact, your credit score can affect your ability to rent a car or lease an apartment, among other things. While it may seem unfair to be

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Using Credit Cards to Build Credit

August 6, 2016

While many people see credit cards as the path towards fiscal irresponsibility, they can actually help you build business and personal credit. To reap..

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Do Credit Cards Expire on the First or Last Day of the Month?

July 23, 2016

On the front of every debit and credit card is an expiration date. Usually, this date is simply the month and the year, which leaves users to ponder: ..

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How Do Credit Card Companies Verify Income?

July 11, 2016

Income can fluctuate. While some people earn a consistent annual income, others may receive bonuses, overtime or work non-traditional, freelance jobs...

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Paying Off Credit Card Debt–A Great “Investment” You Can Make

July 6, 2016

We all know it is smart to invest money, because it generally grows over time, which can bring us long-term profits. When we think of investments, sto..

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How to Close a Credit Card Account

June 24, 2016

Many people cut up their credit cards to stop themselves from using them, but it is important to remember that this does not close the account. To do ..

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How Long Does It Take For A Credit Card To Build Your Credit?

June 16, 2016

Building or rebuilding your credit can seem to take an eternity when you are desperate for a higher score. One of the fastest ways to raise your scor..

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Do Credit Cards Work After Getting Wet?

June 3, 2016

Anyone who has ever dropped their cell phone in a body of water knows how quickly this will kill the device. Electronics and water just do not mix. ..

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Is No Credit Worse Than Bad Credit?

May 25, 2016

Many believe that “bad” and “no” credit are the same thing, but this is a myth, as both send a different message to creditors...


Prepaid Debit Cards – How They Work and Why People Use Them

May 8, 2016

Recent studies indicate that 23 million American adults use prepaid cards daily, and the Consumer Financial Protection Bureau believes the amount put..

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Special Benefits of a Prepaid Card

May 2, 2016

While anyone can obtain a prepaid card, many believe they can only be used as gifts or are only for those who cannot qualify for a credit card. Howev..