Female hand cutting or shredding a gold credit card with a black shredder isolated with copy space on white background.

Can Credit Cards be Recycled?

If you are eco-conscious and have had a credit, debit, or gift card expire recently, you may be wondering if you can recycle the plastic. The simple answer is yes, but in most areas, you cannot simply toss it into your curbside recycling bin. Credit cards are made out of polyvinyl chloride (PVC), which is a

Cash advance using a credit card to withdraw american dollars

Avoid Cash Advances on Your Credit Card

January 5, 2017

If you are running low on cash, it may be tempting to use your credit card at an ATM or try one of the convenience checks included with your credit ca..

Credit Score and Magnifying Glass for background

How Your Credit Score is Calculated

January 3, 2017

Your credit score is a three-digit number that can make or break your financial future. It represents your payment history and helps potential lenders..

Rewards Credit Card Loyalty Points Program

What Is the Best Way to Use Credit Card Rewards?

December 21, 2016

There are a number of options when you begin earning a large number of rewards points on your credit card, and you may be unsure as to which option is..

Shot of a female juice bar owner taking payment from customer. Female customer paying for juice with credit card.

How Do Credit Cards Help Build Credit?

December 15, 2016

When people think of credit cards, they often think of “debt” and forget that they are called “credit” cards. When used correc..

Upset Robed Woman Glaring At Her Many Credit Cards.

What Is the Best Way to Consolidate Credit Cards?

December 5, 2016

If you have several credit card balances, paying all of them can be difficult. To make your life easier, you may want to consider consolidating your d..

Credit and debit cards in a brown leather men's wallet on an isolated white background with a clipping path

Benefits of Credit Cards over Debit Cards

November 22, 2016

The terms “debit card” and “credit card” sometimes seem to be used interchangeably; however, there are major differences betwe..

Asian businessman shock with a credit card and statement isolated on white background

Common Mistakes for First-Time Credit Card Customers

November 14, 2016

Receiving a credit card is a major first step in your financial life, but it can also take you down a road of debt if you do not use your card respons..

Credit Score Financial payment Rating Budget Money Concept

What Affects Your Credit Score?

November 3, 2016

Knowing what factors affect your credit score is a bit like knowing what questions will be on an important exam. If you know what will be asked, you w..

View of a Young relaxed man paying online with his credit card

How Long Does It Take to Receive a New Credit Card?

October 27, 2016

Being without a credit card can be a major hassle, so it can be stressful waiting to receive a new or replacement card in the mail. Exactly how long ..

Cheerful young couple shopping online, sitting on sofa indoor. Woman look at laptop. Man holding credit card.

Should We Get a Joint Credit Card?

October 14, 2016

When you get married, most things become a “joint” effort. You likely live together, share possessions and may even raise children togethe..