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Why Do Credit Cards Get Declined?

There are few things in life more embarrassing than having your credit card declined. Even worse than the embarrassment is the lack of information offered by the merchant. There are actually many reasons a credit card can be declined that have nothing to do with your finances. We have outlined a few here. Technical Difficulties

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** Note: Shallow depth of field

Which Credit Cards Help Authorized Users Build Credit?

September 9, 2016

If you are trying to build or rebuild your credit, obtaining a credit card can be the best way to increase your score. However, if you do not have a s..

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How Can I Improve My Credit?

September 2, 2016

In a finance-driven world, having a low credit score can really hurt you, especially if you are in the market for a home, car or credit card. The good..

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How to Maximize Credit Card Benefits

August 23, 2016

Many credit cards offer some very attractive rewards. The challenge is knowing how to get the most out of your credit card rewards program. Making jus..

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What To Look For In A Secured Credit Card

August 11, 2016

Without a line of credit, it is impossible to build or rebuild your credit. Checking accounts and debit cards will not help because a financial inst..

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Using Credit Cards to Build Credit

August 6, 2016

While many people see credit cards as the path towards fiscal irresponsibility, they can actually help you build business and personal credit. To reap..

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Do Credit Cards Expire on the First or Last Day of the Month?

July 23, 2016

On the front of every debit and credit card is an expiration date. Usually, this date is simply the month and the year, which leaves users to ponder: ..

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How Do Credit Card Companies Verify Income?

July 11, 2016

Income can fluctuate. While some people earn a consistent annual income, others may receive bonuses, overtime or work non-traditional, freelance jobs...

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Paying Off Credit Card Debt–A Great “Investment” You Can Make

July 6, 2016

We all know it is smart to invest money, because it generally grows over time, which can bring us long-term profits. When we think of investments, sto..

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How to Close a Credit Card Account

June 24, 2016

Many people cut up their credit cards to stop themselves from using them, but it is important to remember that this does not close the account. To do ..

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How Long Does It Take For A Credit Card To Build Your Credit?

June 16, 2016

Building or rebuilding your credit can seem to take an eternity when you are desperate for a higher score. One of the fastest ways to raise your scor..