Are Balance Transfers Worth It?
Many Americans regularly receive offers from credit card companies, which offer 0% interest rates on balance transfers. These offers look tempting, but are they worthwhile? Balance transfers can be a good way to save money on interest charges. However, they could also be an expensive way of moving debt from one card to another if
January 9, 2017
Since your credit card has an expiration date, you may worry that it will get cancelled if you are not using it. While this is a concern to keep in mi..
January 5, 2017
If you are running low on cash, it may be tempting to use your credit card at an ATM or try one of the convenience checks included with your credit ca..
January 3, 2017
Your credit score is a three-digit number that can make or break your financial future. It represents your payment history and helps potential lenders..
December 21, 2016
There are a number of options when you begin earning a large number of rewards points on your credit card, and you may be unsure as to which option is..
December 5, 2016
If you have several credit card balances, paying all of them can be difficult. To make your life easier, you may want to consider consolidating your d..
November 14, 2016
Receiving a credit card is a major first step in your financial life, but it can also take you down a road of debt if you do not use your card respons..
November 3, 2016
Knowing what factors affect your credit score is a bit like knowing what questions will be on an important exam. If you know what will be asked, you w..
October 27, 2016
Being without a credit card can be a major hassle, so it can be stressful waiting to receive a new or replacement card in the mail. Exactly how long ..