Credit Score - five stars evaluation chalkboard

4 Things You Didn’t Know Depend On Your Credit Score

For most people, their credit score is simply related to their credit card limits and interest rates. However, your score affects more than your ability to obtain and use credit cards. In fact, your credit score can affect your ability to rent a car or lease an apartment, among other things. While it may seem unfair to be

Cut debts concept against a wooden background

Five Tips For Managing Credit Card Debt In 2017

January 16, 2017

It is hard to believe, but 2017 is here. It is likely that millions of Americans have made a resolution to lower their credit card debt this year. If ..

Closeup portrait of annoyed woman in Santa Claus hat hand on forehead playing tragedy expressing holiday stress isolated on grey background. Negative human emotions facial expressions attitude

How to Recover from Holiday Credit Card Debt

January 13, 2017

People love holiday shopping, but they do not care much for the credit card bills that start coming in January. Once the warmth of the holidays has pa..

Benefits word on a green credit card to illustrate shopper loyalty points earned by using the card in a rewards program to encourage more purchases or buying

Some Unusual Benefits of Using a Credit Card

January 11, 2017

While credit cards can sometimes get a bad rap for high interest rates and fees, there are many benefits to savvy consumers that are unmatched by othe..

cancelled rubber stamp illustration isolated on white background

Do Credit Cards Get Cancelled If Not Used?

January 9, 2017

Since your credit card has an expiration date, you may worry that it will get cancelled if you are not using it. While this is a concern to keep in mi..

Cash advance using a credit card to withdraw american dollars

Avoid Cash Advances on Your Credit Card

January 5, 2017

If you are running low on cash, it may be tempting to use your credit card at an ATM or try one of the convenience checks included with your credit ca..

Credit Score and Magnifying Glass for background

How Your Credit Score is Calculated

January 3, 2017

Your credit score is a three-digit number that can make or break your financial future. It represents your payment history and helps potential lenders..

Rewards Credit Card Loyalty Points Program

What Is the Best Way to Use Credit Card Rewards?

December 21, 2016

There are a number of options when you begin earning a large number of rewards points on your credit card, and you may be unsure as to which option is..

Shot of a female juice bar owner taking payment from customer. Female customer paying for juice with credit card.

How Do Credit Cards Help Build Credit?

December 15, 2016

When people think of credit cards, they often think of “debt” and forget that they are called “credit” cards. When used correc..

Upset Robed Woman Glaring At Her Many Credit Cards.

What Is the Best Way to Consolidate Credit Cards?

December 5, 2016

If you have several credit card balances, paying all of them can be difficult. To make your life easier, you may want to consider consolidating your d..

Credit and debit cards in a brown leather men's wallet on an isolated white background with a clipping path

Benefits of Credit Cards over Debit Cards

November 22, 2016

The terms “debit card” and “credit card” sometimes seem to be used interchangeably; however, there are major differences betwe..