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4 Things You Didn’t Know Depend On Your Credit Score

For most people, their credit score is simply related to their credit card limits and interest rates. However, your score affects more than your ability to obtain and use credit cards. In fact, your credit score can affect your ability to rent a car or lease an apartment, among other things. While it may seem unfair to be


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Five Tips For Managing Credit Card Debt In 2017

January 16, 2017

It is hard to believe, but 2017 is here. It is likely that millions of Americans have made a resolution to lower their credit card debt this year. If ..

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How to Recover from Holiday Credit Card Debt

January 13, 2017

People love holiday shopping, but they do not care much for the credit card bills that start coming in January. Once the warmth of the holidays has pa..

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Some Unusual Benefits of Using a Credit Card

January 11, 2017

While credit cards can sometimes get a bad rap for high interest rates and fees, there are many benefits to savvy consumers that are unmatched by othe..

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Do Credit Cards Get Cancelled If Not Used?

January 9, 2017

Since your credit card has an expiration date, you may worry that it will get cancelled if you are not using it. While this is a concern to keep in mi..

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Avoid Cash Advances on Your Credit Card

January 5, 2017

If you are running low on cash, it may be tempting to use your credit card at an ATM or try one of the convenience checks included with your credit ca..

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How Your Credit Score is Calculated

January 3, 2017

Your credit score is a three-digit number that can make or break your financial future. It represents your payment history and helps potential lenders..

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What Is the Best Way to Use Credit Card Rewards?

December 21, 2016

There are a number of options when you begin earning a large number of rewards points on your credit card, and you may be unsure as to which option is..

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How Do Credit Cards Help Build Credit?

December 15, 2016

When people think of credit cards, they often think of “debt” and forget that they are called “credit” cards. When used correc..

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What Is the Best Way to Consolidate Credit Cards?

December 5, 2016

If you have several credit card balances, paying all of them can be difficult. To make your life easier, you may want to consider consolidating your d..

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Benefits of Credit Cards over Debit Cards

November 22, 2016

The terms “debit card” and “credit card” sometimes seem to be used interchangeably; however, there are major differences betwe..