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Are Balance Transfers Worth It?

Many Americans regularly receive offers from credit card companies, which offer 0% interest rates on balance transfers. These offers look tempting, but are they worthwhile? Balance transfers can be a good way to save money on interest charges. However, they could also be an expensive way of moving debt from one card to another if


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5 Alternatives To Maxing Out Your Credit Card

February 1, 2017

If you have a tendency to max out your credit card, you may be looking for new ways to make necessary purchases. The Problem with Maxing Out Your Card..

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Credit Card Tips for Students

January 30, 2017

Student credit cards can be an excellent way for young people to manage their money and build credit, but if they are used incorrectly, credit cards c..

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Will Lowering My Credit Limit Hurt My Credit Score?

January 27, 2017

Many people want to raise their credit limit on their credit card so that they have more money available to them. However, there are times when loweri..

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How to Establish Business Credit

January 25, 2017

If you own a small business, you can build credit for your business, just as you can build your own credit. Your business will get a credit score simi..

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5 Tips For Maximizing Credit Card Rewards

January 23, 2017

Credit card rewards have become a major benefit to consumers who use their cards responsibly. If you pay off your balance in full each month, you can ..

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How to Get Credit When You Have No Credit

January 20, 2017

Earning credit can be a frustrating process, as you cannot get approved for a loan or credit card without already have a credit history that proves y..

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5 Tips For Getting A Small Business Credit Card For A New Business

January 18, 2017

If you are starting a small business, it is important to have available capital and credit lines to avoid cash flow problems as you grow. Often, new b..

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Five Tips For Managing Credit Card Debt In 2017

January 16, 2017

It is hard to believe, but 2017 is here. It is likely that millions of Americans have made a resolution to lower their credit card debt this year. If ..

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How to Recover from Holiday Credit Card Debt

January 13, 2017

People love holiday shopping, but they do not care much for the credit card bills that start coming in January. Once the warmth of the holidays has pa..

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Some Unusual Benefits of Using a Credit Card

January 11, 2017

While credit cards can sometimes get a bad rap for high interest rates and fees, there are many benefits to savvy consumers that are unmatched by othe..