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Are Balance Transfers Worth It?

Many Americans regularly receive offers from credit card companies, which offer 0% interest rates on balance transfers. These offers look tempting, but are they worthwhile? Balance transfers can be a good way to save money on interest charges. However, they could also be an expensive way of moving debt from one card to another if


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Credit Card Tips for Beginners

February 27, 2017

The first step you take towards building a credit history could be taken when you get your first credit card. When you use a credit card responsibly, ..

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Selecting The Right Credit Card For Your Credit Profile

February 23, 2017

When you are on the hunt for a new credit card, finding the best card for your credit profile can be one of your most important considerations. If you..

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7 Ways To Get A Credit Card With Bad Credit

February 20, 2017

If your credit score is lackluster, you know how difficult it can be to get a credit card. People get into dire financial situations for many reasons..

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What Happens When I Cancel a Credit Card?

February 17, 2017

If you feel as if you have too many credit cards, you may be tempted to cancel the cards you are not actively using. While this is a good way to minim..

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Handling Credit Card Debt After the Death of a Spouse

February 15, 2017

When someone dies, their surviving spouse may face more than loneliness and grief. If the partner left behind debt on a credit card, the surviving spo..

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Reduce Credit Card Debt with Micropayments

February 13, 2017

Though the holidays are behind us, many Americans are still paying for purchases made with their credit cards. To avoid costly interest charges, cardh..

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Dealing with Credit Card Debt Collectors

February 10, 2017

If you get behind on the payments on your credit card, it is possible their card issuer may take them to court to collect the outstanding balance. Sin..

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Three Common Credit Myths on Joint Accounts

February 8, 2017

When people get engaged, they suddenly have to answer a number of questions about how they will spend the rest of their lives together. When will they..

This young man is experience intense stress over a time of economic downturn or other financial hardship.

Credit Card Tips After Losing Your Job

February 6, 2017

While the economy is improving, millions of Americans will experience job loss at some point in their lives. Sadly, even if you lose your income, you ..

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Credit Card Tips and Tricks

February 3, 2017

When used incorrectly, credit cards can be an expensive way to pay for goods and services. The golden rule of credit card use is to pay off your full ..