LONDON - SEPTEMBER 2015: Close up shot of the three major credit cards white background. Editorial

Can Credit Card Companies Lower Your Credit Limit?

When you first open a credit card, your credit limit is based on your credit score at that moment. If you maintain a high score, make payments on time, and use credit responsibly, your credit card company may decide to raise your credit limit. What many do not know is that the inverse is also

Debt Consolidation Loan Financial Concept

How Does Debt Consolidation Impact My Credit Score?

July 18, 2017

If you owe money on several credit cards, you may be struggling to keep up with your monthly payments. It can be difficult to keep track of how much ..

Car key on an insurance policy. Toned warm.

Does My Credit Score Affect My Car Insurance?

July 7, 2017

We all know that a low credit score can affect the interest rates you are offered on credit cards, mortgages, and auto loans, but can a poor credit sc..

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Can My Credit Report Affect Me Getting A Job?

June 28, 2017

Most people know that a low credit score and problematic credit report can prevent them from purchasing a home, financing a new car, or getting a good..

The Credit score form. Business financial concept.

How Fast Can You Raise Your Credit Score?

May 2, 2017

We are used to things moving quickly in the modern world. We have fast phones, fast cars and fast computer processors. Since we are no longer accustom..

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How Important Is Length Of Credit History With A Credit Card?

April 10, 2017

You may have heard experts say you should never close a credit card, as it could damage your credit score. Others may say you simply need to choose on..

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4 Things You Didn’t Know Depend On Your Credit Score

March 20, 2017

For most people, their credit score is simply related to their credit card limits and interest rates. However, your score affects more than your abil..

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5 Ways Your Credit Score Can Drop (And What You Can Do To Recover)

March 14, 2017

It may be odd to think of your credit score as an asset, but that is exactly what it is. If you have a high credit score, you can rent an apartment or..

Close-up Of Woman Checking Credit Score Online On Laptop At Home

Do Balance Transfers Hurt Your Credit Score?

March 2, 2017

You may have received an offer for a 0% APR on balance transfers, and you may be tempted to sign up for it. After all, 0% APR will allow you to save m..

Hand putting check mark with green marker on excellent credit score evaluation form.

Selecting The Right Credit Card For Your Credit Profile

February 23, 2017

When you are on the hunt for a new credit card, finding the best card for your credit profile can be one of your most important considerations. If you..

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7 Ways To Get A Credit Card With Bad Credit

February 20, 2017

If your credit score is lackluster, you know how difficult it can be to get a credit card. People get into dire financial situations for many reasons..