LONDON - SEPTEMBER 2015: Close up shot of the three major credit cards white background. Editorial

Can Credit Card Companies Lower Your Credit Limit?

When you first open a credit card, your credit limit is based on your credit score at that moment. If you maintain a high score, make payments on time, and use credit responsibly, your credit card company may decide to raise your credit limit. What many do not know is that the inverse is also


Female hand cutting or shredding a gold credit card with a black shredder isolated with copy space on white background.

Can Credit Cards be Recycled?

July 24, 2017

If you are eco-conscious and have had a credit, debit, or gift card expire recently, you may be wondering if you can recycle the plastic. The simple a..

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Are Balance Transfers Worth It?

May 9, 2017

Many Americans regularly receive offers from credit card companies, which offer 0% interest rates on balance transfers. These offers look tempting, bu..

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5 Most Important Things To Consider When Picking A Credit Card

April 26, 2017

If you are in the market for a new credit card, there are a number of things you want to consider. You do not want to apply for the first card that ca..

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Why Do Credit Cards Get Declined?

April 18, 2017

There are few things in life more embarrassing than having your credit card declined. Even worse than the embarrassment is the lack of information off..

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How Important Is Length Of Credit History With A Credit Card?

April 10, 2017

You may have heard experts say you should never close a credit card, as it could damage your credit score. Others may say you simply need to choose on..

LONDON - SEPTEMBER 2015: Close up shot of the three major credit cards white background. Editorial

How Is My Credit Card Limit Determined?

April 4, 2017

Credit card issuers consider a number of factors when determining your credit limit. Like any business, no financial institution wants to lose money, ..

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10 Common Credit Card Mistakes (And How To Avoid Them)

March 28, 2017

Most adults have taken a financial wrong turn at some point in their lives, and where credit cards are concerned, there are many potential pitfalls. T..

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5 Ways Your Credit Score Can Drop (And What You Can Do To Recover)

March 14, 2017

It may be odd to think of your credit score as an asset, but that is exactly what it is. If you have a high credit score, you can rent an apartment or..

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Why Are EMV Transactions So Slow?

March 7, 2017

Human beings could not accurately measure the second until the late 16th Century, but today, society has learned to move at such a fast pace that stan..

Close-up Of Woman Checking Credit Score Online On Laptop At Home

Do Balance Transfers Hurt Your Credit Score?

March 2, 2017

You may have received an offer for a 0% APR on balance transfers, and you may be tempted to sign up for it. After all, 0% APR will allow you to save m..