Background with money american dollar bills credit card and black calculator. Cash money.

Are Balance Transfers Worth It?

Many Americans regularly receive offers from credit card companies, which offer 0% interest rates on balance transfers. These offers look tempting, but are they worthwhile? Balance transfers can be a good way to save money on interest charges. However, they could also be an expensive way of moving debt from one card to another if

Stack of colorful credit cards with small reflection

5 Most Important Things To Consider When Picking A Credit Card

April 26, 2017

If you are in the market for a new credit card, there are a number of things you want to consider. You do not want to apply for the first card that ca..

People hands credit card payment transaction

Why Do Credit Cards Get Declined?

April 18, 2017

There are few things in life more embarrassing than having your credit card declined. Even worse than the embarrassment is the lack of information off..

Credit history definition highlighted by green marker

How Important Is Length Of Credit History With A Credit Card?

April 10, 2017

You may have heard experts say you should never close a credit card, as it could damage your credit score. Others may say you simply need to choose on..

LONDON - SEPTEMBER 2015: Close up shot of the three major credit cards white background. Editorial

How Is My Credit Card Limit Determined?

April 4, 2017

Credit card issuers consider a number of factors when determining your credit limit. Like any business, no financial institution wants to lose money, ..

young couple worried home in stress sitting at living room couch accounting debt bills bank papers expenses and payments feeling desperate in bad financial situation

10 Common Credit Card Mistakes (And How To Avoid Them)

March 28, 2017

Most adults have taken a financial wrong turn at some point in their lives, and where credit cards are concerned, there are many potential pitfalls. T..

detailed illustration of checkboxes with Credit Score Rating Good on a blackboard, eps10 vector, gradient mesh included

5 Ways Your Credit Score Can Drop (And What You Can Do To Recover)

March 14, 2017

It may be odd to think of your credit score as an asset, but that is exactly what it is. If you have a high credit score, you can rent an apartment or..

Hand Push Credit Card Into A Credit Card Machine : Selective Focus

Why Are EMV Transactions So Slow?

March 7, 2017

Human beings could not accurately measure the second until the late 16th Century, but today, society has learned to move at such a fast pace that stan..

Close-up Of Woman Checking Credit Score Online On Laptop At Home

Do Balance Transfers Hurt Your Credit Score?

March 2, 2017

You may have received an offer for a 0% APR on balance transfers, and you may be tempted to sign up for it. After all, 0% APR will allow you to save m..

one young man caucasian happy holding credit card portrait  in studio white background

Credit Card Tips for Beginners

February 27, 2017

The first step you take towards building a credit history could be taken when you get your first credit card. When you use a credit card responsibly, ..

Hand putting check mark with green marker on excellent credit score evaluation form.

Selecting The Right Credit Card For Your Credit Profile

February 23, 2017

When you are on the hunt for a new credit card, finding the best card for your credit profile can be one of your most important considerations. If you..