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"BillSaver.com made it easy to find service with the lowest rates and fees. I am saving $400 a year on my long distance bill." Beth W. Houston, TX

For business travelers or vacationers in the U.S. who need to call other places inside the U.S. In order to make long distance calls while away from your home number, you will have to use a calling card. We suggest a non-prepaid calling card, either as part of your regular long distance account or as a stand alone card. Most people think of the plastic card as really important, however all you really need is the access number and a PIN (personal identification number). If you need service immediately, a few providers can set you up the same day. Non-prepaid calling cards will be the cheapest solution 95% of the time. Below is the BillSaver.com Top 10 for callings cards.

Top 10 Calling Cards   Company Rate per Minute Monthly Fee Minimum Call Billing Increment 1 CogniCall CARD 6.9¢ None 60 sec 6 sec Our Opinion: This card is about as close to perfect as you can get. NO monthly fees, NO signup fees and one of the lowest rates around. You can get your card number and PIN the day you sign up. 2 AccuChat CARD 6.9¢ $1.00 60 sec 60 sec Our Opinion: Get your card and PIN the day you sign up. 3 Acculinq CARD 8.9¢ $1.00 18 sec 6 sec Our Opinion: Get your card and PIN the day you sign up. 4 Roadtel CARD 8.5¢ $1.99 60 sec 6 sec Our Opinion: $2.99 activation fee on sign-up. Cards arrive 3-5 days after signing up. 5 ATN CARD 13.9¢ None 6 sec 6 sec Our Opinion: PIN delivered in 10-14 days from registration date. 6 Zone LD CARD/RLD 12.0¢ None 60 sec 6 sec Our Opinion: Available if you sign up for Zone LD Residential Long Distance. Card/PIN available immediately. 7 ECG CARD/RLD 12.9¢ None 30 sec 6 sec Our Opinion: Available to ECG Residental Long Distance customers. Card/PIN arrive in 2-3 weeks. 8 Americom/PNG CARD/RLD 12.9¢ None 30 sec 6 sec Our Opinion: Available to Americom/PNG Residential Long Distance customers. 9 CognigenLD CARD 10.0¢ None 30 sec 6 sec Our Opinion: $2.00 one-time activation fee. Card/PIN delivered in 5-10 days. 10 IDT CARD/RLD 10.0¢ None 60 sec 60 sec Our Opinion: Available to IDT Residential Long Distance customers. CARD = Calling Card Only CARD/RLD = Calling Card in Association with Residential Long Distance Plan