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Can Credit Cards be Recycled?

If you are eco-conscious and have had a credit, debit, or gift card expire recently, you may be wondering if you can recycle the plastic. The simple answer is yes, but in most areas, you cannot simply toss it into your curbside recycling bin. Credit cards are made out of polyvinyl chloride (PVC), which is a

Car Loan Finance Application Money Concept

Can I Refinance a Car Loan?

July 20, 2017

If you are unhappy with the interest rate or monthly payment on your car loan, you may be wondering if you can refinance the loan. The answer is, yes...

Debt Consolidation Loan Financial Concept

How Does Debt Consolidation Impact My Credit Score?

July 18, 2017

If you owe money on several credit cards, you may be struggling to keep up with your monthly payments. It can be difficult to keep track of how much ..

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Can Student Loans be Discharged through Bankruptcy?

July 13, 2017

Student loan debt has hit more than $1.3 trillion in the United States, and the average Class of 2016 graduate is carrying $37,172 in student loans, a..

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Why Do Mortgage Rates Fluctuate?

July 11, 2017

If you are shopping for a mortgage, you may have noticed that rates can fluctuate from one week to the next.  Small increases can add up quickly, de..

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Does My Credit Score Affect My Car Insurance?

July 7, 2017

We all know that a low credit score can affect the interest rates you are offered on credit cards, mortgages, and auto loans, but can a poor credit sc..

401K Plan

Does a 401k Loan Get Taxed?

July 6, 2017

If you have a 401(k) account and need cash, it may be tempting to tap your retirement for a loan. Legally, you can borrow up to $50,000 or half the b..

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Can My Savings Account Be Garnished?

June 30, 2017

If you get behind on your income taxes, student loan payments, or child support, a government agency can garnish a percentage of your wages to pay the..

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Can My Credit Report Affect Me Getting A Job?

June 28, 2017

Most people know that a low credit score and problematic credit report can prevent them from purchasing a home, financing a new car, or getting a good..

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Are Balance Transfers Worth It?

May 9, 2017

Many Americans regularly receive offers from credit card companies, which offer 0% interest rates on balance transfers. These offers look tempting, bu..

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How Fast Can You Raise Your Credit Score?

May 2, 2017

We are used to things moving quickly in the modern world. We have fast phones, fast cars and fast computer processors. Since we are no longer accustom..